If you’ve ever had a Credit One Bank credit card, you could be owed money — and possibly a lot of it. A recent credit one bank class action settlement is now moving toward approval, and eligible individuals might be able to claim up to $2,210. Sounds interesting? Here’s what you need to know and how to claim your share.
What Is the Credit One Bank Class Action Settlement About?
The lawsuit centers around allegations that Credit One Bank improperly charged fees and mishandled accounts. It also includes claims of unwanted robocalls made to individuals, even if they weren’t actual customers.
According to the complaint, some of the unfair practices included:
- Unauthorized “express payment” fees
- Inaccurate reporting of account statuses
- Making robocalls without proper consent
- Mishandling customer disputes and payments
Credit One has denied wrongdoing but has agreed to settle the claims through a court-approved resolution.
How Much Can You Get from the Credit One Bank Class Action Settlement?
The credit one bank class action settlement includes two key types of compensation:
Robocall Settlement
If you received robocalls from Credit One Bank or its vendors between 2014 and 2019, you could receive between $100 and $1,000 depending on how many calls you received and how many people file claims.
Account Fees and Charges Settlement
If you were charged hidden or excessive fees or your credit was harmed due to mishandled payments, you could receive up to $2,210 in compensation.
Final payout amounts will depend on:
- The number of valid claims submitted
- The documentation you provide
- Final court approval of the settlement terms
Key Dates in the Credit One Bank Class Action Settlement
Here’s a general timeline of what to expect:
June 2025 – Final settlement approval is expected
Late June to July 2025 – Claim filing window will open
Claim Deadline – Likely 60–90 days from the portal launch
Payouts – Expected between late 2025 and early 2026
Don’t wait until the last minute. Once the credit one bank class action settlement portal goes live, file your claim as early as possible.
Who Is Eligible for the Credit One Bank Class Action Settlement?
You may be eligible if:
- You held a Credit One Bank credit card during the claim period
- You were charged unauthorized or hidden fees
- You received robocalls or automated messages from Credit One between 2014 and 2019, even if you weren’t a customer
Even if you’re unsure, it’s worth checking when the official claim website goes live. You may be eligible automatically based on company records.
What You Need to File a Claim in the Credit One Bank Class Action Settlement
To increase your payout potential, gather these documents before filing:
- Credit card or bank statements showing unauthorized charges
- Phone records (for robocall claims)
- Letters or emails from Credit One regarding disputed charges
- Your Claim ID if you received a mail or email notice
You can still file without documentation, but having evidence improves your chance of a higher payment.
How to File Your Claim for the Credit One Bank Class Action Settlement
- Visit the official settlement website (URL will be provided after final approval)
- Click on “File a Claim”
- Enter your Claim ID or manually fill out your personal information
- Upload supporting documentation
- Choose your preferred payment method (check, direct deposit, or PayPal)
- Submit your claim and save your confirmation for tracking
Once submitted, you can return to check your status using your confirmation number.
Watch Out for Scams Related to the Credit One Bank Class Action Settlement
Only file through the official settlement website. Some scammers may create fake portals to steal your information. Remember, filing a claim is free. You do not need to hire a lawyer or pay any fees to be included.
Final Thoughts on the Credit One Bank Class Action Settlement
This credit one bank class action settlement could mean meaningful compensation for many people who felt mistreated. With possible payments of over $2,000, it’s worth checking if you’re eligible—especially if you received robocalls or were charged questionable fees.
Prepare your documentation and stay alert for when the claim portal opens. It might only take a few minutes to file a claim that puts real money back in your pocket.
